Life & Health Insurance Pre-licensing Exam Prep

Life & Health Pre-licensing Training

IIANM has partnered with ExamFX to create a comprehensive online training program to ensure candidates are prepared to pass their exam on the first attempt. We have a couple of study packages available to fit your learning preference and budget.

Have you heard about our pass rates?

ExamFX candidates report a 93% overall licensing exam pass rate. Our pass rates reflect our comprehensive study programs and our commitment to helping you succeed.

(See below for our 1st time Pass Guarantee)

Life and Health Insurance Basics

• Types of losses and benefits
• Uses of life insurance
• Underwriting and policy issue and delivery
• Producer’s responsibilities

Life Insurance Policies

• Term policies
• Traditional Whole Life policies
• Universal Life and Variable Life policies
• Other specialized policies
• Types of annuities
• Uses of annuities

Types of Health and Disability Policies

• Medical expense insurance
• Disability income policies
• Group health insurance
• Long-term care

Policy Provisions, Options, and Riders

• Standard provisions
• Types of beneficiaries
• Disability riders
• Nonforfeiture options, dividend options, and settlement options

Medicare and Medicare Supplements

• Medicare Parts A – D
• Medicare Supplement plans
• Federal Regulation

Tax Considerations for Life and Health Insurance

• Personal life insurance
• Annuities
• Taxation of personally owned health insurance
• Employer-sponsored health plans
• Other related concepts

Applicable state regulations

• Producer licensing
• Enforcing insurance laws
• Unfair trade practices
• Regulations specific to Life and Health insurance